NEIGHBORHOOD HOUSING SERVICES (NHS) organizations partner with
residents, financial institutions, community organizations, local governments
and the State to stabilize and improve the housing market in targeted low- and
moderate-income neighborhoods. Through matching grants, Maryland supports a
portion of the operating costs of three NHS corporations, each of which has
been certified by the Neighborhood Reinvestment Corporation: NHS of Baltimore,
Inc., which includes the Hillendale area of Baltimore County; Cumberland NHS,
Inc., & Salisbury NHS, Inc.
NHS corporations that are approved and certified by the Neighborhood
Reinvestment Corporation are eligible applicants. There are three certified NHS
corporations in Maryland: Neighborhood Housing Services of Baltimore, Inc.,
Cumberland Neighborhood Housing Services, Inc. and Salisbury Neighborhood
Housing Service, Inc.
In order to be certified by the federal government, a local government must
agree to financially support the local NHS corporation. The local government
must agree to participate on the board of directors of the local NHS
corporation. DHCD staff also serves on these local boards.
The NHS corporations operate programs to provide homeownership opportunities to
low and moderate income persons through closing cost assistance and homebuyer
education and counseling services. NHS corporations also rehabilitate homes for
ownership and rental and provide funding to homeowners to rehabilitate their
homes. In addition, NHS implements community-organizing activities.
The primary beneficiaries of NHS programs are low and moderate-income
households who reside in the neighborhoods served. The Baltimore NHS serves
several neighborhoods in the Irvington, Coppin Heights and Patterson Park areas
of Baltimore City as well as neighborhoods in the Greater Hillendale area of
Baltimore County. The Cumberland NHS serves residents in all of the city's
neighborhoods. The Salisbury NHS serves residents in the West Side, Church
Street and Camden neighborhoods.
Each NHS corporation is awarded a yearly grant of up to one-third of its
operating budget. Each neighborhood program administered by a corporation may
receive funding of up to one-third of its operating budget. The state grant is
matched by funds from local governments, private businesses and individual
FOR MORE INFORMATION
Maryland Department of Housing and Community Development
Division of Neighborhood Revitalization
Neighborhood Housing Services Program
100 Community Place
Crownsville, MD 21032